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Click below to see the insurance plans we accept at Baltimore Eye Physicians. If you have any questions about whether or not your specific plan is covered, please give us a call at 410-377-2044.

Refraction Fee Notice

Effective March 1, 2023

There are two parts to your eye examination, which are billed separately.

  • The first charge includes the fee for the doctor to evaluate the health of your eyes. This charge is billable to your insurance company, and also to Medicare.
  • The second (vision) portion of your exam is called a “refraction,” which is a test performed to determine the best corrective lenses to be prescribed for each eye.

Although a refraction is a very important vision test, it is considered a non-medical procedure. Medicare and most insurance plans do not pay for this service, the fee of which is now $65.00, effective March 1, 2023.

We request that payment for this service be made at the time of your visit. Thank you.

Accepted Insurance Plans

Current Insurance Participation

Our insurance list is subject to change and may not include every single carrier we accept. We encourage you to give us a call to confirm your insurance with us before making an appointment.

  • AARP
  • Aetna
  • Alterwood Advantage
  • American Postal Worker
  • American Workers Insurance
  • Bankers Life
  • Blue Choice HMO (referral from PCP required if open access is not listed on the card)
  • Blue Cross Blue Shield
  • Carefirst Advantage Plan (ONLY with ID# starting with MD)
  • Carefirst Blue Cross Blue Shield
  • Cigna
  • Cigna Health Springs (NOT total care)
  • Coresource
  • Electrical Welfare Trust Fund
  • Electrical Workers Fund
  • FEP Blue Cross Blue Shield
  • GEHA
  • Gerber
  • Humana
  • Humana Medicare Advantage
  • Johns Hopkins EHP
  • Medicare MD
  • Meritain Health 
  • Mutual of Omaha
  • Omaha Insurance CO
  • Railroad Medicare
  • Teamsters Local
  • Tricare For Life
  • United Health Care
  • United Health Care Community Plan - Medicaid
  • United Health Care Optimum Choice (referral from PCP required)
  • United Health Care MDIPA (referral from PCP required)
  • University of Maryland Advantage Plan